Offering Lifelong Protection and Peace of Mind

Consider getting a whole life insurance policy in Murray, Utah

Whole life insurance is just what it sounds like — it provides coverage for your entire lifetime as long as you pay the premiums. To see if a whole life insurance policy will meet your needs, talk to a consultation from The Point Insurance in Murray. We’ll get right to the point to help you make an informed decision about your future.

It starts with a consultation. From there, we’ll explain everything you need to know in simple terms and research the best product in the marketplace. Once we find one that fits your needs, we’ll get you all set up.

Some key things to keep in mind

Whole life insurance can offer financial stability and potential growth through a savings component known as cash value. The premiums are generally higher than term life insurance but remain level throughout your life. You should also know that:

• Death benefits typically go up to $100,000.
• It’s best to buy whole life insurance between the ages of 40 and 70, and the price can change due to age.
• Part of your premium goes toward building the cash value, which grows at a guaranteed rate and can be borrowed against or used to pay premiums.

You could also lock in a whole life insurance policy along with a term life insurance policy — talk to us today for more information.

Why opt for whole life insurance?

Whole life insurance offers more than just a guaranteed death benefit — it’s a long-term financial tool that builds value over time. With fixed premiums and a growing cash value, this type of policy can provide added security during retirement or serve as a financial resource for unexpected needs. It’s a smart option if you’re looking for stable, lifelong coverage with predictable costs. If you’re in the Murray area, The Point Insurance is here to walk you through your options — no sales pressure, just straightforward guidance.

Let’s find out if whole life insurance is the right fit for your goals — book a consultation today.